Zero Percent No Balance Transfer Fee Card

SmartBalanceTransfers.com Presents Balance Transfer Credit Card Report for ...

Average balance transfer fees increased in March from 3.36% to 3.47%, while the average length of 0% APR balance transfer credit cards surveyed in March also increased slightly to 11.64 months. Key determinants of these changes were the termination of Discover's no fee balance transfer offer and the extension of introductory rates on two versions of Citibank's Dividend Card.

Although Discover's no fee balance transfer offer ended , the company opted to continue their 24-month 0 balance transfer card – an extremely popular offer that is six months longer than any other currently on the market. Citibank is offering three different zero percent balance transfer cards lasting 18 months. Though six months shorter than Discover's offers, these cards offer an advantage to some consumers, as Discover is currently charging a 5% balance transfer fee on its 24 month offer, while Citi is charging a 3% balance transfer fee.

With the Discover Card, a with the Citibank cards. Consequently, consumers who can repay the majority of their outstanding debt in 18 months or less can save more by choosing the shorter 18-month balance transfer and paying a smaller transfer fee.

Overall, March is another good month for consumers seeking balance transfers, though not as good as February or January due to the absence of the holy grail of all credit cards – a 0% APR no fee balance transfer credit card. However, even though paying a balance transfer fee is once again a necessity, the extra months provided by these 18- and 24-month deals more than make up for the upfront balance transfer cost.

For additional information, or to apply for a money-saving balance transfer, please visit www.SmartBalanceTransfers.com .

Read more: http://www.smartbalancetransfers.com/blog/2011/03/march-2011-0-balance-transfer-credit-card-report-952/

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At SmartBalanceTransfers.com, consumers can learn about balance transfers and compare offers from a variety of leading credit card providers.

0% APR Balance transfer offers Credit card debt: Three Top Choices ...

0% APR Balance transfer offers Credit card debt: Three Top Choices

There is lots of great curiosity in 0% APR Balance Transfer charge cards key tremendous savings possibilities they feature. You don�t need to an MIT graduate to grasp about the 20% you will be paying which has a high-interest unsecured debt during a balance of $ 20,000.00 is two grand; given that a person’s eye on unsecured debt was 0% APR, those funds would continue in your pocket. It seems, however, that not all 0% APR bank plastic are the same. Major credit card banks, which are competing fiercely with one another right now, require a wide variety of enhancement programs that combine the concept of Zero percent APR Balance transfer deals together with other add-on bonuses. Evaluate the offerings of three during the largest credit card banks, where did they offer a similar experience the basics, but you are placing a twist on benefits:

The Chase Platinum Store card

Chase bank has been in the private credit information business for decades, this type of card is their standard offer. It has 0% APR on all purchases and balance transfers, provides online with free streaming account access, and doesn’t charge a yearly fee. The only question this card is the place long does the 0% APR last; also, the answer is determined by your credit. If you have excellent credit, Chase can provide 0% APR on purchases and balance transfer deals regarding any 365 day. If your credit is a useful one to qualify for the card, though not quite good enough to satisfy the higher standards, that period of 0% APR drops. Still, the opportunity to transfer balances and make purchases at 0% APR makes Chase a good selection.

The Miles Card from Discover

Another industry heavyweight, Discover, has 0% APR available credit accessible purchases and balance transfer deals. The Miles Card, however, adds the good accumulating airline miles which will consumers choose Discover over everyone else. The firm touts their 0% APR debit card for that twelve month duration capability to include balance transfer deals at no interest. The truth inducement, however, could be the 12,000 mile sign-up bonus and one-mile-for-one-dollar point award. Couple increase deal a slight sweeter; are not any blackout dates for these miles sign in forums fly any airline every time. You have to have a favourable credit record to own one, even so Miles Card from Discover are sometimes great distance in interest on purchases and balance transfer deals while increasing miles for the next vacation.