0 Apr Credit Cards » Blog Archive » Balance Transfer For Fair Credit
Credit ? Obviously it’s lower than your current rate or you wouldn’t even be considering it, but how much lower is it? When you figure in the extra you’ll pay in transfer fees (up to $75 per transfer) will you really be saving money?
Let’s say you’ve done the math and you will be saving money, even after transfer fees. Now you need to look at how long the introductory interest period is. You won’t get that lower interest rate forever–if you carefully read the agreement you’ll see exactly when it reverts to a “regular” interest rate.
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