Top 10 Low Interest Rate Balance Transfer Cards

Low-Rates Credit Cards for People with Bad Credit

A recent survey has revealed the op 10 best credit cards with low rates available for people with a bad credit history.

The Capital One Venture SM Rewards Credit Card and the Chase Sapphire SM Card are the best cards for customers with excellent credit as they offer interest rate at 11.9% up to 19.9% only.

The Chase Ink Cash SM Business Card, which has a $100 Bonus Cash Back, is another great card as it has an interest rates starting at 13.24% compared to an average business card that had a starting rate of 13.33% as of today.

The Slate SM from Chase is a very great choice for Balance Transfer as after the introductory zero percent APR, the rate is variable starting at 11.24% whereas the average rate for a Balance Transfer card is 12.59% this week.

The Orchard Bank Classic MasterCard is also the perfect choice for people with bad credit or poor credit score with a rate that starts of 7.9% compared to the average rate for bad credit customers was 16.38%.

December 2010's Top Pick Credit Card Offers | Credit Card Finder

Are you looking for the best credit cards currently on offer?

If so, then here you will find the top performing credit cards of December 2010. After spending a fortune on Christmas, most people will be looking to save as much money as possible. There are hundreds of cards to choose from and finding the best one to suit your needs will take time. Below you will find the best credit card offers currently available.

If you are looking to save money on annual fees and interest then the Woolworths Everyday money card is the one for you. It offers a 0% interest for the first 9 months as well as a 0% annual fee for the first year. The only thing that you might not like about this card is the fact that it does not offer a 0% balance transfer offer. However, if you don’t currently have any credit card debt then this could definitely be one of the best credit cards on offer.

This is a card which regularly comes out on top. It never charges you an annual fee and it has a 0% balance transfer offer for six months too. So if you do have credit card debts then this offer would be better suited to you than the Woolworths Everyday money card. The interest rate on the card is typically 16.99% which is actually quite good compared to other cards on the market.

If you are looking for credit card offers which give you longer term benefits then the Citi Personal Credit could be for you. Instead of offering you a 0% interest free offer for a set period of time, instead it gives a low rate of just 4.9% for 12 months. After this rate has ended, you will benefit from a rate of 15.59% which is still lower than most other credit cards. There is a $99 fee, but the low 4.9% also applies to cash advances too.

If you will be making a lot of purchases on the card then you could benefit from the ANZ low rate MasterCard. It offers 0% on purchases for the first six months. Then the interest rate is just 13.49%. This is one of the lowest interest rates currently on offer. There is a $58 annual fee for using the card but it is still one of the best credit card offers available.

Finally, the Westpac 55 day classic credit card gives you a 0% interest deal for the first five months. You also don’t have to pay an annual fee for the first year. If you need to make a balance transfer then you will benefit from a low 3.99% rate for the first six months.