Low Balance Transfer Fees And Zero Percent Interest Card

Credit Card Offer Comparison – AMEX Visa Mastercard and Discover

Digital News Report – Credit card usage is rising again as credit card companies compete for business. The number of solicitations is expected to increase in 2011 after declining over the last several years.

There are many different types of credit cards. There are balance transfer cards which have a low rate on balance transfers, low interest rate credit cards for customers with excellent credit, rewards cars and even cards designed for customers with bad credit scores.

Here are some of the best credit cards available:

The Capital One® Platinum Prestige Credit Card is a popular low interest credit card. This card offers zero percent interest for purchases and balance transfers through May 2012. After that the rate is 10.9% – 18.9% on outstanding balances.

The Chase Freedom® Visa – $50 Bonus Cash Back offers zero percent interest for 12 months.

Neither card has an annual fee but applicants need to have “excellent” credit scores.

The Capital One® VentureOneSM Rewards Credit Card does not have any annual fee. The Cap-One card offers 1.25 miles per dollar on every purchase, every day. Cardholders can exchange the miles for airline tickets, hotel rooms, car rentals and more.

The Chase SapphireSM Card does not have an annual fee either. Many rewards cards require an annual fee. The Sapphire card provides points. Customers can also earn $150 in rewards after spending $500 in the first three months.

The Discover® More® Card offers 0% intro APR on Balance Transfers for 24 months. After that the rate is 11.99% – 20.99% (variable). There is no annual fee.

The Blue Sky from American Express has a zero percent interest rate for the first twelve months. “Enjoy travel rewards with no restrictions or blackout dates- earn points redeemable for flights on any airline, stays at any hotel, and car rentals with any company”, the company says.

Cardholders can also get extensions of manufacturers warranties.

Check with the card company for details.

Low Interest Credit Cards – Best Offers Today | Digital News Report

Digital News Report – Not all credit cards are created equal. Some cards offer low interest rates while other offer higher rates with better perks.

This is an evaluation of three “low interest” credit cards we think are excellent choices for today. All three require excellent credit scores but carry no annual fee.

The Capital One® Platinum Prestige Credit Card gives borrowers a low interest rate with other perks. They offer 24-hour road service and travel accident insurance. They also offer no annual fee and an introductory rate of zero percent for all purchase and balance transfers through June 2012.

The Chase Freedom® Visa – $100 Bonus Cash Back offers zero percent interest on balance transfers for 12 months and purchases for six months. They have an incredibly low interest rate of 9.99% APR. Their rate could be as high as 22.99%.

They offer 5% cash back on purchases at department stores, gas stations, home improvement stores and more. Now they rotate that promotion, depending on the quarter. Check with the bank for details.

The Citi® Platinum Select® Visa® is another great card because the offer an 18 month introductory period. The continuing rate is variable between 11.99%-20.99%.