Fixed Balance Transfer Cards For Life Of The Card

Sparkle Announces GTX580 Thermal Guru Graphics Card

Today Sparkle announced the Sparkle GTX580 Thermal Guru Graphics Card with Effective Own Design Cooler , a DX11 3D card which delivers high performance and premium cooling effect for gamers.

The Sparkle GTX580 Thermal Guru Graphics Card is the latest new addition to Sparkle’s GTX 580 Series. Its core and memory clock are 772 and 4008 MHz respectively. Designed specifically for gamers the Sparkle GTX580 Thermal Guru Graphics Card is built with NVDIA GeForce GTX 580 GPU. Based on 40nm processor and advanced GDDR5 memory technology, its features include Microsoft DirectX 11 and NVIDIA PhysX which lead to incredibly immersive HD gaming experience.

For the cooler design, Sparkle has tried to balance the weight and the cooling performance of graphic cards' cooler. So as for this Sparkle GTX580 Thermal Guru Graphics Card, it adopts the aluminum fins with the pure copper heat pipes to enhance heat transfer efficiency while also reducing the weight of the cooler, effectively avoiding the risk of bending the plate. This cooler also integrated many advanced manufacturing process, the whole cooler uses tin free welding process, pillars traversed cooling fins technology and pillars inserted cooling fins technology to ensure cooling efficiency, use life and the sense of integrated design. With this cooler, the full loading GPU temperature is 5 degree Celsius lower than the reference cooler of GeForce GTX 580 graphics card. The weight of the cooler is only half of the reference design.

The Sparkle GTX580 Thermal Guru Graphics Card takes up 2 PCI slots, but only with one slot iron bracket, making the card to be more light and clean.

The Sparkle Announced GTX580 Thermal Guru Graphics Card's cooler comes with two 80mm cooling fans. Compared with single fan design, they make the card running quieter and provide more powerful air flow for the graphics card.

The cooler of the Sparkle GTX580 Thermal Guru Graphics Card use four pure copper heat pipes, combing with the GPU direct contact technology to enable more efficient heat transfer.

Combining with pure aluminum cooling fins, the pure copper heat pipes use tin free welding process and cooling fins assembly technology, effectively avoiding the heat pipes' oxidation due to the corrosion from the high temperature tin melting process in the tin welding process and the high welding temperature.

The Similarities and Differences of Balance Transfer Cards and ...

Pick the Right Balance Transfer Card Option

For many borrowers, the question that arises is “ Which option is best for me?” The most popular options are balance transfer cards and fixed rate secure loans.  When making the decision between a balance transfer card and a fixed rate secure loan, below is some key points that the borrower should know before signing on the dotted line. They are:

Fixed interest rate. With a fixed rate interest loan, the borrower doesn’t have to worry about a spike in their interest rate after a promotional period like with a balance transfer card. When the borrower chooses to use a balance transfer card they need to be sure that they can pay down their principle during the introductory 0% interest rate.The interest of the loan will remain the same for the life of the loan. Because of this, the borrower is likely to save more money with a fixed interest rate loan as opposed to a balance transfer card.

Lower interest rate. Borrowers are more likely to get a lower interest rate with a fixed rate loan than if they were to choose a balance transfer card. With a balance transfer card, the borrowers interest rate is likely to increase considerably after an introductory period and if the borrower is late on a payment.  For example, most balance transfer cards have a 0% interest introductory offer. After the introductory offer, the interest will jump considerably, possibly as high as 27%.  With that high of an increase jump, you are looking at payments that have come close to jumping to twice your original payment.  Not to mention, if you are late on a payment, you will start to incur interest and most likely pay back interest. Since most fixed rate loans are checked against some type of collateral, the borrower is much more likely to get a lower interest rate.

Fewer fees. With a balance transfer card, borrowers are more vulnerable to incur extra fees than a fixed interest rate loan. Most balance transfer cards will have a fee for every balance transferred over. Also if the borrower ever uses their card for a purchase, they will incur a transaction fee as well as a higher interest rate on individual purchases. When a borrower uses a fixed interest rate loan the borrower only uses that loan for the payment of the credit card balance, therefore not incurring additional debt by using it for purchases as with a balance transfer card.