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Virgin Money Credit Cards - 0% Balance Transfer Credit Cards

Virgin Money Is Great For Your Card Needs

You can get a great credit card from Virgin Money for anything that you need to work with. Virgin Money, a division of Richard Branson’s Virgin network, is a credit card provider that has made it their mission to be competitive with the major 4 banks in Australia.

Virgin Credit Cards Comparison A Smorgasbord of Cards to Choose From

Virgin Money has made it their mission to compete with the 4 major Australian banks by bringing you a selection of credit tools to choose from. Their staple cards allow customers a range of features to help them save money while being able to pay for purchases worldwide.

To apply for Virgin’s credit cards you will have to meet the following criteria:

Are a permanent resident of Australia At least 18 in age You must be getting an income of $20,000 or more each year Your credit rating must be positive You should provide your driver’s licence details You can send in your Velocity Rewards membership number if you have one

Earn Flights

The Virgin Flyer card lets you earn rewards points that allow you to fly for free (provided you earn enough based on the flight criteria). Considering you’d be spending the money regardless it makes sense to collect rewards for any dollar you spend.

General Features

The basic features on Virgin Money cards are all important. Here are some of the best features to find on their cards:

Fraudshield is used on each card. This will work to monitor a card’s activity and inform the cardholder of any suspicious actions on the card. The Zero Liability feature will allow you to keep from being liable for any transactions that you did not make on your card. This is important for cases where a card is stolen or is lost. The process for applying for a card is easy to handle. It will take ten minutes to get a card online. A response can be sent out in a minute. You can get good credit limits on a card. The card without annual fees will offer limits from $2,000 to $10,000 while the Virgin Flyer card will have limits from $5,000 to $100,000. You could get a limit increase after having a card for nine months. CreditShield will help you to cover your expenses in the event of disability, death or unemployment. It will pay off the minimum payments on your card for six months.

You can withdraw money from your card. This can work at any ATM or any EFTPOS spot with Visa support. You can get $1000 in withdrawals each day.