Citicards – Which Citi Credit Card To Get?
, One of the Big Four banks in the US. Citi cards has a core collection of cards to suit your needs, whether you are looking for a Visa or MasterCard with rewards, 0% APRs on balance transfers and purchases, or low long-term APRs. Compared to cards from Chase, Bank of America and Wells Fargo, I think Citicards are among the top-rated balance transfer cards.Here is a list of the best Citicards with no annual fee. You need good to excellent credit score for these cards (except for the student card).
Citi Platinum Select MasterCard . This is actually the most popular Citi card, and is designed for people who want to do a 0% balance transfer to cut any existing card debt. It comes with 0% introductory APR on balance transfers and purchases for 21 months, and after that, your APR will be from 11.99%-20.99%, depending on your credit score. To help you save more money, you will get discounts when you use this Citi Platinum Select MasterCard to pay for purchases at their Extra Cash online shopping site. This Citi Platinum Select MasterCard also comes with additional perks such as giving you free extended warranty and retail purchase protection.
Read Citi Platinum Select MasterCard review.
Balance transfer card needed. [household income] [first usa ...
I look around me for a balance transfer for my girlfriend. She has no lates or other derogs in their CRs. The main problem is currently a high debt to income and very high utilization. First USA just decided it on the top of the 29.9% rate jack CLD. As a result of all that they really need another card, but only one that is likely to approve a high capacity and high debt to income. It would also be helpful if the issuer has asked household income , equivalent to as my income and it would contribute significantly to the DTI problem. Washington Mutual and Discover both have 0% interest on balance transfers for a year, with a one time 3% transfer fee.
I have the Washington Mutual card. My limit started off as $4000. I transferred about $3,000 from other cards (high interest) and then I cut them all up (including the Washington Mutual card).
I cut up the Washington Mutual card because any purchases made on the card will be paid last, after the balance transfer is paid in full.
Transfer as much as you can., leaving room for the 3% fee. Transfer more as your limit increases.
Best Balance Transfer Credit Cards
Choose to compare cards by APR, rewards, annual fees, and other important features. Get the perfect Balance Transfer card today. ...
Balance Transfer Credit Card Offers, Tips and Facts
We provide a list of balance transfer credit cards. We share a comprehensive list of credit card offers, tips, facts and traps!
Best Balance Transfer | 0% Interest Free | Apply online
Paying more than you need to be on your debts? With a 0% balance transfer credit card you can move your existing balance and pay no interest for the interest free ...
0% Balance Transfer Credit Cards
March 2011 - Best zero percent balance transfer credit card offers. Why pay interest when you can use a 0% balance transfer credit card offer? 0% APR cards.
Balance Transfer Credit Cards - Many choices available for ...
Consolidate debt with sensible balance transfers. Apply for your balance transfer credit card at CreditCards.com.