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Heritage Of Heritage

In 1981, Heritage Building Society was formed with the merger of Toowoomba Permanent Building Society, established in 1875, and the Darling Downs Building Society, established in 1897. A building society is a member owned financial institution. A building Society offers financial services such as banking and especially mortgage services. Heritage Building Society is headquartered in Toowoomba, Queensland and operates in Darling Downs. Heritage Building Society works under the motto of “People First” and is a community based organization.

People First

The Heritage Building Society’s motto of “people first” is the basis for all the programs and products they offer. From savings accounts to credit cards to home loans, Heritage offers it all to their customers. A supporter of the community, Heritage realizes their best investments are in the people they serve. Helping to make the community stronger through its customers, Heritage realizes the important role they play with their banking services.

Heritage Credit Cards

Heritage Building Society has put together a variety of credit cards to meet the everyday, as well as the unexpected needs of their customers. Heritage credit cards offer great value and rewards for their loyal customers along with competitive rates, interest free days, generous credit limits, and a wide range of payment options.

Heritage offers rewards cards, no annual fee cards, credit cards for those just starting out in the working world, and premium gold cards. Heritage also offers “Verified by Visa” which is an online secure service for the protection of their customer who likes to make purchases online. No credit card line will be complete without a debit card.

Heritage offers online credit card application, making applying for a credit card easier than ever. To qualify for a credit card, the applicant must be 18 years old or older, a permanent Australian resident, employed and receiving an income, a credit history free of payment defaults, and bankruptcy or court judgments. The application must also be for no more than 2 applicants and must be for personal use.

Credit card application information will also include employment information including wages and salaries, and if self employed full accounting figures, details of any loans, savings and investments including account details, name and contact information for your landlord if renting, and driver’s license number.



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