Balance Transfer Card No Balance Transfer Handling Fee 0

Post Office credit card offers a free flight

This means you can fly to Paris (Charles de Gaulle airport), Brussels, Amsterdam, Madrid, Dublin or Berlin and back for free.

But there's a cash you have to pay taxes and any extras.

The card offers 0% on balance transfers 12 months, with a 2.98% fee and transfers must be made within three months of opening the account.

There is 0% commission on purchases while abroad as well as 0% interest on purchases for the first three months, interest is then charged at a typical rate of 16.9% after the introductory period ends.

There is also no fee when you apply for travel money from the Post Office, however, other cash withdrawals will be subject to a 2.5% handling fee.

Applicants must enter the code FLIGHT on their online application for to qualify for the offer. They must also cover the cost of any flight taxes and additional charges imposed by the airline.

You must also stay for at least one night and travel before 14 December 2011.

Az Alibhai, head of credit cards at the Post Office, said: 'This is a great opportunity for customers to get a credit card offering great rates and value for travellers, and at the same time take advantage of a return flight to Europe. '

Tara Evans, from This is Money, says: This is a tempting offer for anyone considering getting a balance transfer card. The 12 month interest free period isn't the longest on the market (for that you'll need a Barclaycard which offers 18 months interest free on balance transfers), but it does include the perk of no commission on purchases abroad. [Read our round up of the top five balance transfer credit cards ].

If you want to claim your free flight you'll have to be quick as to qualify for the offer you need to apply, be accepted and have received your card by 27 March.

Of course, not everyone will be accepted. Lenders are required to give 51% of successful applicants the advertised APR – so only those with an excellent credit history will get the top rate.

You can only claim one flight voucher per application - so you may have to stump up the cost of another flight if you don't want to go on holiday on your own.

0 Balance Transfer Credit Cards: How to use it wisely

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