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Reply: What he means is instead of doing a BT from a new CC to a CC card with a balance, he wants to use his debit card. Instead of going to account XXXX to pay off a balance, it would go to account XXXX (debit card) which would create a positive balance in his checking account. Like doing a BT to checking, but using the debit card instead of checking account info….this might bypass the cash advance fee. Reply:What he means is instead of doing a BT from a new CC to a CC card with a balance, he wants to use his debit card. Instead of going to account XXXX to pay off a balance, it would go to account XXXX (debit card) which would create a positive balance in his checking account. Like doing a BT to checking, but using the debit card instead of checking account info….this might bypass the cash advance fee.



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