0Credit Cards Balance Transfer And Transfer Fees

Zero Interest Credit Card by Citibank | 0 Credit Cards

Typically, borrowers can not brag about money saving opportunities that are available to them with their platinum credit cards, but the challenges Citi standard agreement.

A zero interest rate allows users to make purchases and pay only the purchase price within six months, without incurring additional costs. The installation of zero interest balance transfer can also transfer their existing high interest debt resulting from the new card and make payments that are fully applied to the balance and zero interest.

Using the card, consumers have access to Visa Platinum privileges, which is a vast network of entertainment experiences. Visa Concierge is also included, which is a service that allows users to call a toll free number to request a product or service that makes their day more pleasant and convenient.

As with most platinum credit cards on the market, borrowers are provided free travel insurance for shipments overseas when the card is used for ticket purchase.Most electronics and appliances purchased with the card will also receive extended 12 months warranty, which becomes active after the expiration of the manufacturer's warranty. free purchase cover is also provided to compensate for lost or stolen.

There are a series of special offers and privileges with the platinum card low rate. Users can, for example, expect to receive discounts when they dine out wide, online shop, buy tickets for the park or theme of the film and arrange travel accommodations, such as hotel rooms and rental cars.

Once the introductory offer of zero interest expires, borrowers can expect to pay a low interest rate, which is currently 11.99% per annum. However, if users use the service of cash advance, they face a rate of 21.74%. Customers have 55 days to repay their interest in buying all or else begin to accumulate. Cash advances are not eligible for the interest period at day 55 free. The annual flat fee for the credit card is $ 99, but whether candidates act quickly, they will receive a discount and pay only $ 49 for the first year.

For eligibility, borrowers must have an annual income of at least $ 40,000.The credit limit on the card is $ 60,000, while the limit varies depending on the credit history of the individual user.

Citibank Clear Platinum Card offers borrowers the same service as other platinum credit cards on the market, but the main advantage is that the map does not load a clear excessive interest rates after the 0% introduction.