Current 0 APR Credit Cards
We have recently seen a number of companies extending their 0% APR offers on their credit cards. With the economic standing improving, more and more companies entice their customers by availing of these offers. Here is a list of great credit card companies offering 0% APRs.
Discover tops the list for offering the longest 0% rate on balance transfers at 24 months. It’s at least six months longer as compared to other credit card issuers. They also have a range of cards that offer 0% rates in purchases for up to 15 months.
Citibank, offers the longest 0% rate on purchases, which is at 18 months. Their offer is available on both the Citi Platinum and the Citi Diamond credit cards. They also apply to balance transfers. They offer 0% rates on purchases and transfers that last either 12 or 15 months.
Capital One has the longest 0% APR offer. It is available on their Platinum prestige card and runs for up to 15 months for purchases as well as balance transfers.
Chase offers a 0% rate on the Slate card that lasts up to 18 months. Although the rate applies to purchases and balance transfers, not all applicants will be able to get this rate. Upon reading the fine print, Chase notes that applicants may be approved and offered this rate for as little as 6 months. Other cards offer 0% rates that last between 6 and 12 months.
The Best 0% APR Credit Card Offers - March 2011 - Smart Balance ...
corporate credit cards still offer some of the longer and more 0% APR credit card offers in recent history. Consumers looking for credit cards with 0% on balance transfers, there are a handful of cards with introductory rates can last up to 24 months, while those seeking an annual rate of 0 % on purchases can find offers for a maximum of 18 months. These deals offer consumers a unique opportunity to lay the cards and avoid high interest charges of more than a year.
Best Overall Credit Cards 0% in AprilConsumers looking to consolidate card debt high credit rate on a credit card balance transfer have a number of options to choose from. Currently, the longest Discover offers a 0% introductory period, a 0% APR for 24 months on balance transfers. This offer is six months longer than his nearest competitor and twice the average of 0% introductory offers for balance transfers. The agreement was introduced in January as a promotion of limited duration and would end on March 1. However, because of its popularity, Discover extended indefinitely, even if the plug could be pulled at any time.Citibank offers the offers the second longest, at an annual rate of 0% on balance transfers and purchases that lasts 18 months. This offer is available with the Citi Platinum Select, is probably the best choice for consumers who will use their card for purchases and balance transfers for 24 months as the Discover card balance transfer offers 0% for only six months in April on purchases.
Get a credit card at 0% with the same length for purchases and balance transfers is extremely important, especially for consumers who pay close to the minimum.The reason this is important is the fact that credit card companies are allowed to allocate payments to balances with the minimum interest rates lower. So if you have a balance transfer of $ 1000 at a rate of 0% and $ 1,000 for purchases at 15%, your minimum payment in full will be used to reduce the rate of 0% balance and interest continues to accrue on the part of your higher rate debt.
Here you can view details of Citi's 18 months 0% APR offers.
Another good credit card offers 0% in AprilOutside of the agreement 18 months available on the Citi Platinum Select, Citi is also running a limited special offer on earnings from Citi Card. Until March 31, new candidates who spend $ 500 within three months of opening an account get a bonus $ 100 cash back. This bonus is a nice compliment to the APR of 0% above average for 15 months on purchases and balance transfers offered with this card.
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