0 Balance Transfer Card With No Fee

The Best Credit Card Benefits

April 6, 2011

We know that when you choose a credit card, the benefits are really important and can often influence your choice. After all, if you have a choice between two cards that have similar rates, but it comes with free stuff and not the other, it makes sense that you go for one with free stuff, right? Virgin Money recognizes and puts a lot of effort to ensure all their credit cards come with special offers and extras.A common - and popular - receive credit card is the period of 0% balance transfer. This is really useful when you receive a new card, because it helps facilitate the transition from your old. Plus, you should not be penalized for changing credit card provider, so 0% balance transfer cards are both useful and an ethical option. Another advantage of high cards is a lot of interest-free period when you are initially accepted on the map.This is especially useful if you want to make a large purchase on your card, then pay before your interest free period comes to an end, because it means you get to experience all the benefits of credit cards without pay interest. This makes credit cards 0% very attractive to all customers. Another great thing about credit cards is that if you pay your balance in full each month, you will not have to worry about paying interest, because it will not have time to build.More than that, Virgin Money has a long interest free period that means as long as you make sure to keep control of your payments, have a credit card can be a tool for managing large financial. It is probably fair to say that you think it is important to minimize the amount of interest you pay on your credit card. One way this can be done is when you pay the minimum payment each month that money is then placed to pay your payments, higher interest first. This means that purchases of high interest are paid off faster and you'll pay less interest long term.We know that flexibility is really important to people when it comes to dealing with their credit card, which explains why the Virgin Money customers can now deal with their accounts online or by phone 24 hours a day, 7 days a week. That means you do not have to worry about fitting everything in the fixed opening hours and can make your workplace a credit card for you. If you want to do some bookkeeping at 2am, go ahead! We've all been there: in need of our credit card statement, but unable to remember where we put it. This is why paperless statements are a great advantage.Not only are they more environmentally friendly, but being able to access your accounts online means you'll always know where they are and can access them whenever you want. This system is safe and secure is an excellent way to manage your payments. When you have a credit card with Virgin Money, you can also take advantage of certain offers and discounts. You can receive discounts on travel, wine, gym, flights and a whole lot more with your Virgin Credit Card: This is a small set like no other, so this advantage is really helping the investigation.

The Top 10 Balance Transfer Credit Cards of 2011

Although two of the best cards 0% balance transfer credit in 2011 have already come and gone, a number of very good offer balance transfer remains. A year ago, it was almost impossible to obtain an annual rate of 0% for more than 12 months. Today, there are several cards that offer 0% on balance transfers for a period of 15 months or more, including the 21 months to 24 months deals.

Here is a breakdown of this year's top 10 balance transfer offers, including those who are no longer available. The bids are ranked according to overall value

1.) Discover more card - No balance transfer fees: From late 2008 until January 2011, no major credit card company offered an annual rate of 0%, no transfer fee balance. That changed when Discover is out with a limited special offers consumers an annual rate of 0% for 12 months no fee balance transfer. Unfortunately, this offer ended on February 28.

. 2) Citi Platinum Select - 0% for 24 months Discount: Citibank has increased the length of balance transfer offers its Platinum Select Card for 24 months from December of 2010.This offer is available until mid-January, but has been modified several times since. This offer expired on January 11.

3:. Citi) Platinum Select - 0% for 21 months Promotion After dropping the introductory period the card Platinum Select 24 to 18 months, Citi has changed its approach and increased the period of introduction on% 0 purchases and balance transfers for 21 months. It currently offers the longest 0% annual purchases for a good six months and offers the second longest balance transfer.

Currently, the Citi Platinum Select Card is the best card balance transfer available.Although Discover currently offers a balance transfer 24 months, offering carriers a tax of 5% balance transfer. The Citi Platinum tax is only 3%, which allows consumers $ 20 for every $ 1 000 they transfer. On a $ 5,000 balance transfer, the cost savings are a nice $ 100.

You can learn more and apply for the Citi Platinum card here

4. Citi Dividend $ 100) Bonus Cash Back in early March, Citi has introduced a limited time promotion for the Citi Dividend Card.This card offers a rate of 0% for 15 months on balance transfers and purchases, charges a small fee of 3% balance transfer and offers a cash bonus of $ 100 back for new applicants who spend 500 $ in three months of opening an account.