The Best 0% APR Credit Card Offers – March 2011
Credit card companies continue to offer some of the longest and best 0% APR credit card offers in recent history. Consumers seeking credit cards with 0% rates on balance transfers can find a handful of cards with introductory rates lasting up to 24 months, while those seeking a 0% APR on purchases can find deals lasting up to 18 months. These deals offer consumers a unique opportunity to shed high rate cards and avoid interest expenses for more than a year.
Best Overall 0% APR Credit CardsConsumers looking to consolidate high rate credit card debt onto a balance transfer credit card have a number of options to choose from. At present, Discover offers the longest 0% introductory period, a 0% APR for 24 months on balance transfers. This offer is six months longer than its closest competitor and double average 0% introductory offers for balance transfers. This deal was introduced in January as a limited time promotion and was slated to end on March 1st. However, due to its popularity, Discover has extended it indefinitely, though the plug could be pulled at any point. Citibank offers the second longest offer, a 0% APR on balance transfers and purchases that lasts 18 months. This offer, available with the Citi Platinum Select Card , is likely the best choice for consumers who will be using their cards for both purchases and balance transfers as Discover’s 24 month balance transfer card only offers a 0% APR for 6 months on purchases.
Getting a 0% credit card with the same length for purchases and balance transfers is extremely important, especially for consumers who pay close to the minimum. The reason why this is important pertains to the fact that credit card companies are allowed to allocate minimum payments to balances with the lowest interest rate. Thus, if you have a $1,000 balance transfer at a 0% rate and $1,000 in purchases at a 15%, your entire minimum payment will be used to reduce the 0% rate balance and interest will continue to pile up on the higher rate portion of you debt.
Here you can review the details of Citi’s 18 month 0% APR offer.
Other Good 0% APR Credit Card OffersApart from the 18 month deal being offered on the Citi Platinum Select Card, Citi also is running a limited time promotion on the Citi Dividend Card. Until March 31st, new applicants who spend $500 within three months of opening an account get a $100 cash back bonus. This bonus is a nice compliment to the above average 0% APR for 15 months on purchases and balance transfers offered with this card.
The Best 0% APR Credit Card Offers - March 2011
Credit card companies continue to offer some of the longest and best 0% APR credit card offers in recent history. Consumers seeking credit cards with 0% rates on balance transfers can find a handful of cards with introductory rates lasting up to 24 months, while those seeking a 0% APR on purchases can find deals lasting up to 18 months. These deals offer consumers a unique opportunity to shed high rate cards and avoid interest expenses for more than a year.
Best Overall 0% APR Credit CardsConsumers looking to consolidate high rate credit card debt onto a balance transfer credit card have a number of options to choose from. At present, Discover offers the longest 0% introductory period, a 0% APR for 24 months on balance transfers. This offer is six months longer than its closest competitor and double average 0% introductory offers for balance transfers. This deal was introduced in January as a limited time promotion and was slated to end on March 1st. However, due to its popularity, Discover has extended it indefinitely, though the plug could be pulled at any point. Citibank offers the second longest offer, a 0% APR on balance transfers and purchases that lasts 18 months. This offer, available with the Citi Platinum Select Card , is likely the best choice for consumers who will be using their cards for both purchases and balance transfers as Discover’s 24 month balance transfer card only offers a 0% APR for 6 months on purchases.
Getting a 0% credit card with the same length for purchases and balance transfers is extremely important, especially for consumers who pay close to the minimum. The reason why this is important pertains to the fact that credit card companies are allowed to allocate minimum payments to balances with the lowest interest rate. Thus, if you have a $1,000 balance transfer at a 0% rate and $1,000 in purchases at a 15%, your entire minimum payment will be used to reduce the 0% rate balance and interest will continue to pile up on the higher rate portion of you debt.
Here you can review the details of Citi’s 18 month 0% APR offer.
Other Good 0% APR Credit Card OffersApart from the 18 month deal being offered on the Citi Platinum Select Card, Citi also is running a limited time promotion on the Citi Dividend Card. Until March 31st, new applicants who spend $500 within three months of opening an account get a $100 cash back bonus. This bonus is a nice compliment to the above average 0% APR for 15 months on purchases and balance transfers offered with this card.
0% Credit Cards
News, trends, updates and analysis related to 0% introductory annual percentage rate (APR) balance transfer credit cards, and zero percent credit cards in general. ...
0% Balance Transfer Credit Cards and 0 APR Credit Card ...
A wide selection of 0% APR credit cards Intro rate, for purchases and balance transfers. Compare 0% interest credit cards and get the best deal.
0% APR Balance Transfer Credit Cards
These credit cards offer a 0% APR on balance transfers, usually from 6 to 12 months. The 0% balance transfer feature can save you hundreds of ...
0% APR Balance Transfer Credit Card Offers
0% Balance Transfer Offers (Updated Daily): 0% for 24 months from Citi MasterCard, 0% for 18 months from Discover, and 0% for 12 months + $100 from Chase Visa.
Credit Card Applications | 0% APR Credit Card Offers
Provides links to online credit card applications offering instant approval.