Suggestions on BT of $7500/25.9 APR!
My balance has varied between 7500 and 7000 for Cpl years. Bad financial plight and late payments - rose more than $ 8,500. (Limit of $ 7500 was so huge accrued liabilities) became delinquent. I then followed the procedure and came out of crime. Currently @ $ 7200. April is 25.9%. Bank would not lower interest rates b / c my account is "restricted" - Do you balance transfer ... and should be able to maintain approximately $ 200 in monthly payments (as opposed to difficult to maintain the current payment of approximately $ 230 - try to pay $ 250).
I have no credit / debt to other cards, but my credit is not good (not bad, but not good).
I heard Citi Platinum Select MasterCard is good. Annual 0% on BT - 12 mos and no BT fee during the introductory period. No annual fees. Not at all, I am able to pay w / in 12 mos balance ... What should I look?
Any suggestions or comments about this offer?
Thank you for everything ***** istance you can give me!
JGS
HRM ... creditbuilder, I'm not so sure.
I maxed out a few minutes on my card interest rate of 19% MBNA and had exceeded the limit once when I started applying for my new cards. We were heading almost maxed, Discover had very high usage.
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